A month ago I decided to forgo all discretionary spending in an attempt to regain some financial stability in the wake of my notorious summer.
It's October 1st. It's time for reckoning. I broke my rules a total of three times:
1) I paid $395 for a home appraisal in order to refinance my mortgage.
2) I spent $375 on tuition for 3 of the 6 hours of college credit required by the State of Colorado to maintain my teaching license.
3) I spent $7 on a new broom.
So there it is. I spent $777 this month on items other than my designated necessities. It's not the greatest record, but I don't know if I could have done better. My old broom really didn't work, and I have an awful lot of wood floors now.
I don't know how much I'll lighten up in October. On one hand, my schedule only gets busier this month which makes it a lot easier to avoid unnecessary purchases. It's also easier to resist the urge to get new jeans or new earrings or curtains for my office when I have a strict, time-specific goal to keep. I do feel more financially secure after this lean month, especially now that my extra-duty pay for drama and speech is kicking back in. So I think I'll keep this up a while longer, add a bit more support to my tentative fiscal optimism.